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M-lend Financial Services

Lending for health and consumer needs

to review your lending options



Welcome to M~lend Financial, for over 20 years we have offered patient and consumer financing services throughout the country. We’re unique for the industry in that we charge no fees or have discounted payments to the providers. Doctors, clinics, hospitals, treatment facilities, insulation and home improvement companies can participate without sign up or agreement. There is no paperwork or loan contracts to complete and keep on file.

Lending includes 0% APR on our credit cards options (at no additional cost) and low fixed interest installment loans (no 0% APR offered) for various credit ratings up to 84 month terms and $100,000.

There’s nothing really for providers to do other than begin using our website programs.  There are no agreements to complete or completion certificates to submit for payment. There are no restrictions on services to be financed.  

How does it work?

Just refer your patient through a link on your website to ours (or go directly to: www.m-lendfinancial. com). The patient then decides on the best financing opportunity for his needs and applies.  Most decisions will appear within a few seconds. If they're in your office, you'll know the results before they leave. The patient will will receive his 0% credit card (or loan proceeds directly deposited into their account) within 3-7 business days to pay their bill.

You can schedule the services accordingly to receive full payment in advance.  Or you can obtain a deposit and begin services immediately, knowing the balance of payment will arrive shortly.

What else should I know?

You will obviously need to accept major credit cards through a merchant processing account. To link with our website, merely have your site developer point a link to:


Avoid the headaches and expense of other lenders.  Use our site as often as you like, whenever you need 24/7.



M-lend Financial is like cash to your office.

  • No agreements or sign up fees

  • No fees or discounted payments

  • 0% APR options at no additional costs

  • No paperwork or loan documents to complete

  • Lending from $100 to $100,000

Need a Patient Handout?  Click Download

Need a review of our lending options


Lending Options

To help us determine the best options for your financing, we'd like you to indicate the quality of your credit below.  Though it is not an exact science, you can use the chart below as a general guideline.
Excellent  Good     Fair      Poor
Please click on one of the credit categories in red  below
If your credit quality is 
If your credit quality is



M~Lend  Financial has a strong commitment to providing excellent service to all of our customers, including respecting their concernsabout privacy. We understand that visitors to our website may havequestions about how this website collects and uses information.

This website does not collect personally identifiable information from your computer when you browse the site. This means that, unless you voluntarily and knowingly provide us with personally identifiable information, we will not know your name, your e-mail address, or any other personally identifiable information.Privacy Statement Concerning the Use of Cookies – M~Lend Financial does not employ the use of cookies on its website to collect any personally identifiable information about any of our visitors.  However, we cannot guarantee that all sites that are linked to or from our site employ the same policies. Please review each individual site's privacy policy.

Privacy Statement Changes: In the future, we may need to change the privacy statement. All changes will be made here so that you will always know what information we gather, how we might use that information and whether we will disclose it to anyone.


M-lend Financial

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